Dumb writing for that thing I forgot to enter in time

I feel stuck in a dark underwater cave with just enough air to get through to the next week. I should never have taken out a credit card “loan” when I first lost my job but that’s now in the past. The debt unfortunately is in the present and it’s staggering, exhausting and suffocating. If I had any suggestions for someone considering a credit card two would be to always make sure you can pay off your card every month and don’t open an account unless you do not need it. It might seem strange but if you get stuck relying on credit you forget that they are making a huge percentage rate off of your struggle to pay it down. Seriously consider your other options before getting stuck in the credit trap!